Welcome to LoanSampada Financial Services.
These Terms & Conditions govern your access to and use of the website, services and communication channels operated by LOANSAMPADA FINANCIAL SERVICES (OPC) PRIVATE LIMITED ("LoanSampada", "Company", "we", "our" or "us").
By accessing our website, submitting an enquiry or using our services, you agree to comply with these Terms & Conditions.
If you do not agree with these terms, please discontinue using our website and services.
LoanSampada operates as a loan distribution company, Direct Selling Agent (DSA) and financial services channel partner.
We assist individuals, self-employed professionals, businesses and other eligible applicants in exploring loan products offered by banks, Non-Banking Financial Companies (NBFCs) and other financial institutions.
Our services may include:
Important: LoanSampada is not a bank or NBFC and does not directly sanction, approve, fund or disburse loans.
All lending decisions are made independently by the respective lending institutions.
Through our financial institution network, we may facilitate enquiries relating to:
The availability of any loan product depends on the policies, service areas and eligibility requirements of the respective lending institution.
Loan products and services may be modified, added or discontinued without prior notice.
Loan eligibility and approval are determined solely by the respective bank, NBFC or financial institution.
Factors that may affect eligibility include:
Submitting an enquiry or application through LoanSampada does not guarantee eligibility, approval or disbursement.
A lending institution may approve, reject, modify or request additional information for an application according to its policies.
Interest rates, processing fees, documentation charges, repayment periods, applicable taxes, prepayment charges and other loan-related conditions are determined by the respective lending institution.
Any rates, amounts, EMI illustrations or eligibility estimates displayed or communicated through LoanSampada are indicative unless expressly confirmed by the lender.
Applicants should carefully review the lender's official loan offer, Key Facts Statement (where applicable), sanction letter and loan agreement before accepting any loan.
LoanSampada does not independently determine or guarantee lending terms.
By submitting an enquiry or using our services, you agree to:
You are responsible for the accuracy and authenticity of the information and documents you provide.
LoanSampada may decline to assist with enquiries involving suspected fraud, misrepresentation or unlawful activities.
LoanSampada may assist applicants in collecting, organizing and submitting documents requested by relevant financial institutions.
These may include identity documents, address proof, income proof, bank statements, business records and other supporting information, depending on the loan product.
Submission of documents does not guarantee that a loan will be approved.
The concerned lending institution may independently verify documents, conduct credit assessments, request additional information or reject an application.
Processing timelines may vary depending on the lender, loan type, documentation and verification requirements.
When you request loan-related assistance, LoanSampada may ask for your consent to collect, process and share relevant information with participating banks, NBFCs and financial institutions for enquiry handling, eligibility assessment and application processing.
Information may include personal details, contact information, employment or business information, financial information and supporting documents relevant to your request.
Such processing and sharing will be subject to our Privacy Policy, applicable legal requirements and any specific consent obtained from you.
You may review our Privacy Policy for further information about how personal data is handled.
By submitting an enquiry, you may authorize LoanSampada to contact you regarding that enquiry through phone calls, SMS, WhatsApp or email, subject to applicable consent and communication requirements.
Communications may include:
Promotional communications, where offered, will be subject to applicable consent and opt-out requirements.
LoanSampada does not guarantee a particular response time or loan processing timeline.
Any applicable service fees charged directly by LoanSampada, if permitted, will be communicated to the customer before payment is requested.
Loan-related charges payable to banks, NBFCs or other financial institutions are governed by the terms and policies of those institutions.
Customers should verify payment requests and obtain appropriate receipts or acknowledgements.
LoanSampada does not guarantee loan approval in exchange for any fee or payment.
Customers should not transfer money to unauthorized individuals claiming to guarantee loans on behalf of LoanSampada.
LoanSampada provides loan distribution and application assistance services only.
We do not guarantee:
All decisions relating to loan approval, terms and disbursement remain with the concerned lender.
LoanSampada may work with independent banks, NBFCs and financial institutions.
Each institution operates under its own policies, procedures, eligibility criteria and applicable regulatory requirements.
LoanSampada is not responsible for independently made lending decisions, changes to lender policies or delays attributable to third-party institutions, except to the extent responsibility cannot lawfully be excluded.
Applicants are encouraged to review the official terms, privacy policies and loan documentation of the relevant lender.
We aim to provide accurate and useful information on our website.
However, loan products, eligibility requirements, interest rates, charges and lender policies may change from time to time.
Information provided on our website is for general informational purposes and should not be treated as a binding loan offer, guaranteed eligibility assessment or independent financial advice.
Users should verify current loan terms directly with the relevant financial institution before making a financial decision.
All website content, including text, graphics, logos, design elements and other original materials owned by LoanSampada, is protected by applicable intellectual property laws.
Users may not reproduce, distribute, modify or commercially exploit such content without appropriate authorization, except as permitted by law.
Third-party trademarks, logos and brand names remain the property of their respective owners.
Users must not:
We reserve the right to restrict access or discontinue assistance where misuse or unlawful activity is reasonably suspected, subject to applicable law.
LoanSampada will make reasonable efforts to provide accurate information and assistance.
However, to the extent permitted by applicable law, LoanSampada shall not be liable for losses arising solely from independent lender decisions, changes in loan terms, application rejection, lender verification processes or third-party service interruptions beyond our reasonable control.
Nothing in these Terms & Conditions excludes or limits liability that cannot lawfully be excluded, including rights and remedies available to consumers under applicable law.
We respect the privacy of website visitors and customers.
Personal information collected through our website or communication channels will be handled in accordance with our Privacy Policy and applicable Indian data protection laws.
For additional information, please refer to our Privacy Policy .
LoanSampada may revise these Terms & Conditions periodically to reflect changes in our services, business practices or applicable legal requirements.
Updated terms will be published on our website with a revised effective or last-updated date.
Your continued use of our services after updated terms become effective will be subject to applicable law and any additional consent requirements.
These Terms & Conditions shall be governed by the applicable laws of India.
Any disputes relating to the website or LoanSampada's services shall be addressed through appropriate legal channels and courts having jurisdiction under applicable Indian law.
Nothing in these terms restricts any statutory rights or remedies available to consumers.
For questions, concerns or clarification regarding these Terms & Conditions, please contact:
Email: Support@loansampada.com
Phone: +91 99603 60767
Registered Office:
9307, Jafferabad, Tembhurni (Jalna),
Jaffrabad, Jalna – 431208,
Maharashtra, India.
Website: https://loansampada.com/
LoanSampada Financial Services (OPC) Private Limited operates as a loan distribution company / Direct Selling Agent (DSA) / channel partner. The company is not a bank or NBFC and does not directly provide loans. All loan approvals, eligibility criteria, interest rates, fees, verification processes and disbursements are determined solely by the respective lending institutions in accordance with their policies and applicable regulations.
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